Atlantic Funding Co.

Atlantic Funding Co. can connect businesses with various commercial financing solutions, including SBA loans, equipment financing, invoice factoring, commercial real estate loans, hard money loans, and bridge loans to suit various business needs.

Unlike traditional banks that often have stringent criteria, we help businesses that have been denied by banks find funding through our private network of lenders. Our approach is more flexible and tailored to individual business needs.

Our process starts with an initial consultation to understand your financing needs and business situation. We’ll then guide you through gathering the necessary documents and information before submitting your loan application package to the most suitable lenders in our network.

We charge only one fee called a placement fee. It is based on the client’s loan amount and type. Our fee is performance-based, meaning we only get paid a placement fee at loan closing if the client gets approved and funded. If we can not place the client with a lender, the client does not owe us anything.

While no firm can guarantee financing, our track record and network greatly increase the likelihood of securing funding. We successfully assist many businesses denied by traditional banks by matching them with alternative lenders more suited to their specific situations.

The timeline can vary depending on the loan type and complexity. Generally, it ranges from a few days to several months. We strive to expedite the process as much as possible and keep you informed at every step.

Required documentation varies by loan type but usually includes financial statements, tax returns, business plans, and collateral details, among other documents. We’ll provide a checklist based on your specific loan application.

Currently, our services are primarily focused on connecting established businesses with alternative lending options. Unfortunately, we cannot provide loan assistance for startups or companies in the very early stages of establishment. Our specialization tends to align more with businesses with a track record of operations and financials we can assess for lending partners. We understand how crucial funding is for new ventures and apologize that we cannot accommodate this request now.

Poor credit does not automatically disqualify you. Many of our lending partners are more interested in the overall health of your business and potential for success than just a credit score.

If we are unable to secure funding for your business, you don’t owe us anything. Our goal is to support your business’s growth, so we also offer guidance on improving your funding chances in the future and can reevaluate your situation at a later time.