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Company

Name

Business Address

Phone #

Email

What is your business type?

What state is your business registered in?

What is the URL for your official business website?

Who are the principal(s) of the company or the official borrower(s) ?

How long have you been in business? How many years in the industry?

Please describe the primary operations and services of your business

Which type of alternative funding are you interested in?

What is the purpose of the loan?

What is the exact loan amount being requested?

What is your closing time frame?

Down Payment Amount Available (if applicable)

Commercial Real Estate Loan / Hard Money Loan: Additional Information

Provide a description of the property. Seller name? Can you provide an appraisal report? Is this loan to purchase , for construction, or refinance the property? Are you interested in a hard money loan? Can you provide an appraisal report?

Equipment Financing: Additional Information

Are you looking to purchase or lease the equipment? Please give a detail list of the equipment include a description and complete cost( purchase or lease, shipping, installation, training, and any maintenance agreement costs). Can you provide the full contact information of all proposed equipment vendors? Can you provide a copy of the invoice or purchase and sales agreement for all equipment?

Have you applied with any other lenders/banks? If so, what is their name?

What is the source of repayment?

If required, how will you secure the loan and with what asset?

Do you have any outstanding business loans? If yes, what is the outstanding amount?

How would you rate your current credit history?

Excellent
Good
Satisfactory
Poor

What is your FICO Score as of today?

This is only to give the lenders an idea if they are able to fund the deal. Most lenders in our network prefer an credit score of at least 551. However, it does not automatically disqualify you if your score is less. Lenders want to see the full health of your business, such as monthly sales and time in the business. Lenders will do their own due diligence and may request signed documentation to pull a credit report.

Can you produce the following? Check box for yes, leave unchecked for no.

Business financial statements last 3 years?
Complete business tax returns for last 3 years?
Personal financial statement
Complete personal tax returns for the past three years
Are your tax returns current?
Are your financial statements prepared for your firm at least annually?

Most lenders request complete 2-3 years personal and business tax returns and financial statements. Some lenders may not request any at all. Each lender has their own requirements, which will be discussed once the a lender gives an initial approval for funding.

Please provide any additional information we should know.

Provide information that may help us understand your challenges on securing funding. Include any reasons why you may had trouble securing funding with a traditional bank.

Atlantic Funding Co.

Business Assessment

Need Working Capital? No Collateral? No Problem!