Accelerate Your Business: Working Capital Funding Solutions
Welcome to Atlantic Funding Company’s innovative gateway, connecting you with premier funding opportunities tailored to magnify your enterprise’s potential. Through our distinguished lending partners, we facilitate direct access to essential financial resources that breathe life into your growth and expansion plans.
Fast Funding
Once approved, our lending partners work diligently to ensure that funds are made available to your business in under a week. This expedited process is designed to help your business take advantage of growth opportunities without delay.
Nationwide Services
Our lending partners offer nationwide services, providing unsecured lines of credit and business loans to qualified businesses across all 50 states. This approach ensures that more businesses have access to the funding they need to grow.
Working Capital Solutions
✓ Business Term Loans
✓ Lines of Credit
✓ SBA 7(a) Loan
Line of Credit, SBA Loans, Business Term Loans
Working Capital Loans for Small Business
Line of Credit
A business line of credit provides flexibility that a traditional business loan doesn’t. It offers a credit limit that businesses can draw upon as needed, paying interest only on the amount borrowed.
Features:
Revolving Credit: As you repay the borrowed amount, your credit replenishes, allowing you to use it again.
Flexibility: Borrow as much or as little as you need up to your credit limit for any business needs.
Interest Rates: Typically lower than credit cards, with rates that may be fixed or variable.
Accessibility: Often accessible through checks, bank transfers, or cards linked to the line of credit.
SBA Loans
Small Business Administration (SBA) loans are partially guaranteed by the government, which reduces the risk for lenders and can result in more favorable terms for the borrower.
Features:
Loan Amount: Can range from small to large amounts, catering to a wide scale of business needs.
Interest Rates: Typically offer lower interest rates and more favorable terms than conventional loans.
Repayment Terms: Vary depending on the type of SBA loan, with some offering long repayment periods such as 10 years.
Usage: Can be used for a variety of purposes, including working capital, expansion, and equipment purchases.
Business Term Loans
Business term loans are a popular solution for small businesses in need of a lump sum of capital, repaid over a set period with interest. They can be used for various business purposes, such as expansion or purchasing equipment.
Features:
Fixed Amount: Businesses receive a lump sum of cash upfront.
Repayment Schedule: Paid back with interest over a predetermined period, ranging from short-term (up to 18 months) to long-term options.
Interest Rates: May offer fixed or variable interest rates.
Collateral: This may require collateral depending on the loan terms and lender requirements.
Streamline Your Growth with Funding Access
Through our trusted partners, we present unmatched SBA loans, lines of credit, and business term loans that align seamlessly with your business needs—ranging from $25,000 to $500,000, with fair repayment terms, minimizing the burden on your cash flow with exceptionally easy documentation requirements.
SBA 7(a) Loans:
✓$250,000 Gross Annual Revenue
✓Minimum 660 credit score
✓At least 2 years in operation
LOC & Term Loans:
✓$250,000 Gross Annual Revenue
✓Minimum 680 credit score
✓3 years or more in operation
SBA and Term Loans: 155 Business LiquidCredit Score
LOC: 150 Business LiquidCredit Score
No outstanding tax liens
No bankruptcies or foreclosures in the past 3 years
No recent charge-offs or settlements
working capital loans for small business
The Advantages of Working Capital Loans
Enhanced Cash Flow Control: One of the most significant advantages of working capital loans is the immediate improvement in cash flow. These loans provide the funds needed to cover operational costs, such as payroll, rent, and inventory purchases, ensuring your business runs smoothly without tapping into reserved funds.
Maintain Ownership: Unlike equity financing, where a portion of your business is often given up in exchange for capital, working capital loans empower you to retain full ownership. This means you continue to control your company’s destiny, making all the strategic and operational decisions without outside interference.
Unparalleled Adaptability: Working capital loans offer unmatched adaptability. You can utilize the funds as per your business requirements, whether it’s for bridging gaps in cash flow, funding an expansion, or investing in new technology. With no constraints on how you should utilize the money, you have the freedom to allocate resources where they’re most needed.
Apply Today
Your Path to Business Amplification
Don’t let funding hurdles stifle your growth. With Atlantic Funding Company, your aspirations are just an application away from becoming achievements.
How to Apply
Transform Your Business Today: Begin your pre-eligibility evaluation today and propel your business into its next growth phase.
By ensuring you complete the application during your initial session, your journey toward obtaining crucial working capital can be unencumbered and successful. Let’s unlock the future of your business together.
Atlantic Funding Company, bridging ambition and achievement through empowered financial connections.
